Who are we, anyway?

We’re Credit Union Mortgages. We have created a new kind of mortgage for the Irish market. Developed with the Credit Union philosophy in mind, our offering is providing a new way home for people in communities all over Ireland. Real, human mortgages for real, human, people.

What we do Why choose us Find Us
*Lending criteria and terms and conditions apply. The monthly repayment on a 20-year mortgage with a variable borrowing rate of 3.85% on a mortgage of €100,000 is €598.11 for 240 months. Total amount repayable is €143,545. If interest rates increase to the cap of 4.40%, an additional €29.15 would be payable per month. For this example, Annual Percentage Rate of Charge (APRC) of 3.92% applies and consists of variable borrowing rate of 3.85% does not include valuation fees, legal fees, or other third-party charges that may apply. Information correct at 13th May 2025 and subject to change. You mortgage your home to secure the loan. Maximum loan is generally 3.5 times gross annual income (4.0 for first time buyers) and 90% of the property value. The cost of your monthly repayments may increase – if you do not keep up your repayments you may lose your home. Applications from residents of ROI over the age of 18 only, and subject to repayment capacity, financial status and property valuation. We require property and life insurance.

WARNING: If you do not keep up your repayments you may lose your home.

WARNING: (Variable rate loans) The cost of your monthly repayments may increase.

WARNING: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.